Publish date: 2023-12-14
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Quicken Simplifi is one of the best budgeting apps out there, especially if you want to create a detailed monthly spending and savings plan and don't mind paying for a subscription. If you would rather get a budgeting app that doesn't have a subscription fee, you'll have to consider other options.
Quicken Simplifi
Fees
$3.99 monthly subscription or $47.88 annual subscription
Annual Percentage Yield (APY)
N/A
Minimum Deposit Amount
N/A
one year free
Pros- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Connect all your bank accounts, investments accounts, and credit cards
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Help you save for individual savings goals
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Create a budget
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Track expenses
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. 30-day money-back guarantee
- con icon Two crossed lines that form an 'X'. Must buy a subscription (no free option)
Quicken Simplifi is a great budgeting tool if you want to create a detailed monthly spending and savings plan and don't mind paying for a subscription. If you would rather get a budgeting app that doesn't have a subscription fee, you'll have to consider other options.
Product Details- New customers get a full year free when you import your Mint data within 3 months of sign-up date
- Stay on top of your finances in under 5 minutes per week.
- Check your custom budgeting plan — anytime, anywhere!
- Track your spending
- See where your money is going and discover places to save.
- Keep your bills in check
- Find subscriptions you don't use and start saving from day one.
Quicken Simplifi Review
Quicken Simplifi is a solid option for someone who wants to maintain an organized budget. The budgeting app is incredibly detailed and breaks down your saving and spending beyond what a standard budgeting app does.
Simplifi works best if you start by connecting all your bank accounts, investment accounts, and credit cards. This way, you'll be able to create a dashboard that provides an overview of your finances. It also analyzes your spending and savings through charts and data.
You can create a monthly spending plan with different categories or develop individual savings goals. If you want to get more detailed information, the app has a watchlist that tracks areas in your spending, and it can monitor bills to make sure you pay them on time.
The app also provides monthly reports for spending, gross income, net income, savings, and shopping refunds.
Quicken Simplifi Overview
Quicken Simplifi is a budgeting app by the money management software Quicken. It lets you link all your bank accounts, investment accounts, and credit cards to the app and develop a spending budget.
In August 2023, Simplifi also expanded features on its investments dashboard, including a real-time balance chart, a performance graph, cryptocurrency tracking, a news feed, and investment transaction monitoring through the app.
Simplfi is not a free app. You'll have to sign up for a subscription when you create your account. If you decide you don't want to keep using Simplifi, cancel within the first 30 days. Simplifi offers a 30-day back guarantee.
If you have questions about the app, coaches are available over the phone or through live chat from 5 a.m. to 5 p.m. PT every day.
The app has 4.1 out of 5 stars in the Apple store and 2.8 out of 5 stars in the Google Play store.
Quicken Simplifi Pros and Cons
Is Quicken Simplifi Trustworthy?
We usually include ratings from the Better Business Bureau so you can see how a business deals with customers' complaints and issues. Quicken Simplifi hasn't been rated by the BBB yet. However, its parent company, Quicken has received an F rating from the BBB because it has received 65 customer complaints and hasn't responded to 15 complaints.
Quicken hasn't been involved in any recent public controversies.
Compare Quicken Simplifi
Quicken Simplifi vs. Honeydue
Honeydue is a financial app for couples. You may prefer Honeydue over Simplifi if you're looking for a free budgeting app that helps you see individual and shared expenses. You have the option to choose what you share with the person on the app. Honeydue also has a chat feature so you can discuss finances.
If you're for a more detailed budgeting app that can provide a big-picture overview of your finances, you might lean more toward Simplifi. However, keep in mind that Simplifi has a subscription fee.
Quicken Simplifi vs. Rocket Money
The Rocket Money app will likely be a more appealing option if you want to avoid paying any fees on a budgeting app. Rocket Money has a free plan that lets you track spending and create a budget. With Simplifi, there isn't a free plan.
Your decision may also come down to which features you prioritize most in a budgeting app.
Simplifi provides a more comprehensive overview of your finances through charts and data. You'll get monthly reports that examine your spending, income, net income, savings, and shopping refunds.
However, you may prefer Rocket Money if you want to reduce your spending or utilize a service that helps negotiate bills. Simplifi is more focused on budgeting.
Quicken Simplifi FAQs
Simplifi and Quicken software are available through different types of platforms. Simplifi can be used through a mobile app or online. Quicken is a desktop software program.
Quicken Simplifi is a budgeting app. You can track bank accounts, investment accounts, and credit cards. The app allows you to monitor savings goals, help limit spending, and create a budget.
Yes, Simplifi can connect to 14,000 financial institutions. If your financial institution isn't available, you can also request that Simplifi add your financial institution through the Community section of the Simplifi website.
Why You Should Trust Us: How We Reviewed Quicken Simple
For the Quicken Simplifi review, we used a scale from 0 to 5 stars. We looked at the app's pricing, availability, customer reviews, usability, customer support, and trustworthiness.
Sophia Acevedo, CEPF
Banking Reporter
Evelyn He
Compliance Associate
Evelyn He is a compliance associate at Business Insider who supports the Personal Finance Insider team. Personal Finance Insider is Business Insider's personal finance section that incorporates affiliate and commerce partnerships into the news, insights, and advice about money that Business Insider readers already know and love.The compliance team's mission is to provide readers with stories that are fact-checked and current, so they can make informed financial decisions. The team also works to minimize risk for partners by making sure language is clear, precise, and fully compliant with regulatory and partner marketing guidelines that align with the editorial team.Before joining Business Insider, she served in various legal and compliance roles in different industries, including the legal and pharmaceutical industries. Evelyn obtained her M.S. degree in Marketing at Boston University in 2022. Prior to combining and consolidating her knowledge of law and business, she spent one year finishing 1L courses at Suffolk University Law School to further her legal knowledge. She has also completed MBA business law courses while working on her Bachelor of Business Administration in Management at the University of Massachusetts, Amherst. Outside of work, she enjoys spending time with her 14-year-old Shih Tzu named Money, and her 5-year-old Bichon named Tibber.
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